Financial Calculators for Germany and Austria
Free online calculators for salary, tax, social benefits, housing and energy. Every calculation follows the official rules of the country concerned; the rates and thresholds used are listed with their sources.
Salary & tax
What is left of your gross pay – employed in Germany or Austria, or self-employed.
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Salary Calculator 2026
Germany
Gross-to-net salary calculator based on the official wage-tax formula of Germany's Federal Ministry of Finance. All tax classes, solidarity surcharge, church tax and social contributions.
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Salary Calculator 2026
Austria
Net salary for Austria 2026: social insurance, wage tax from the official table, 13th/14th salary, Familienbonus Plus and employer costs.
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Self-Employed Calculator
Austria
What's left of your profit? SVS contributions (GSVG), income tax on the 2026 tariff and the profit allowance for trade businesses and new self-employed in Austria.
Benefits & grants
Which benefits you are entitled to in Austria, and how much they come to.
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Social Benefits Calculator
Austria
How much will I get? Unemployment benefit, childcare payment and the commuter allowance for Austria 2026 – by amount.
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Benefits Check
Austria
Find out in a few questions which Austrian subsidies and support programs match your situation.
Home & energy
Old-building rent, purchase costs, solar power and replacing your heating – calculated from official figures.
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Vienna Rent Check
Austria
Paying too much rent in an old building? The maximum legal rent from the Richtwert, category and fixed-term discount – and how much you could reclaim.
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Property Purchase Costs
Austria
What does buying property cost beyond the price? Transfer tax, land registry, mortgage lien, contract drafting and agent – plus the equity you actually need.
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Solar Revenue Calculator
Austria
Economics of a solar (PV) system in Austria: savings, feed-in revenue, payback period and return. With battery storage, subsidy and scenario comparison.
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Heat Pump Calculator
Austria
Does switching from oil, gas, pellets or electric heating to a heat pump pay off? Running costs, subsidy, 20-year payback and CO₂ savings.
About DACH Calculators
Official methods
German wage tax follows the Federal Ministry of Finance's official flowchart, Austrian tax the statutory tariff and official tables – no rules of thumb.
Every figure sourced
Every rate and threshold is backed by a statute, an official table or a named agency, with the year. The sources are listed on every calculator page.
Open assumptions
Where a calculator has to estimate, such as electricity prices or solar yield, the assumptions are stated openly and the method is documented.